At a glance
| What we fund | Machinery, vehicles, trucks, kitchen, medical and tech equipment |
|---|---|
| Security | Usually the asset itself |
| Sellers | Dealers, auctions and private sales |
| Deposit | Low or no deposit in many cases |
| Top-ups | Combine with a cash-flow or property loan |
How equipment & asset finance work
The right equipment pays for itself. The wrong wait can cost you the contract. We move fast on asset finance so you don't lose the machine, or the job, to a slower buyer.
Need more than the asset alone supports? We can combine asset finance with a property-secured or cash-flow loan for deposits, fit-out or working capital.
Who it suits
- Earthmoving, construction and ag machinery
- Trucks, trailers, utes and vans
- Commercial kitchens, fit-outs and POS
- Medical, dental and technology equipment
How it works
- Check eligibility60 seconds online, with no credit score impact.
- Connect your bank statementsA secure, read-only link that takes a few minutes. No tax returns.
- Get a decisionOften within hours, with repayments set out clearly.
- Get fundedIn as little as 2 hours after approval.
What you'll need
- Driver licence
- An active ABN and 6+ months trading
- Read-only access to your business bank statements
- A few basic business details
Not needed: No tax returns, financial statements or property.
An earthmoving contractor winning a council job
A NSW earthmoving business won a council contract on the condition it had a second 20-tonne excavator on site within ten days. We financed a used machine from a dealer in Newcastle, with approval in a day, and it was on site with days to spare.
Frequently asked questions
Can I finance used equipment or a private sale?
Yes. We finance new and used equipment from dealers, auctions and private sellers.
Do I need a deposit for equipment finance?
Many approvals need little or no deposit, depending on the asset, its age and your trading history.
Can I finance equipment repairs instead of a purchase?
Repairs aren't usually covered by asset finance because there's no new asset to secure. A fast cash-flow loan or a property-secured loan is the better fit. See our equipment repairs page.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
Will checking my eligibility affect my credit score?
No. Our 60-second eligibility check doesn't make a credit enquiry. A credit check is only done later, with your consent, if you decide to proceed.
