Why speed matters here
Equipment is where speed pays off most visibly. A machine bought at a clearing sale, a truck that locks in a contract or a second oven that doubles output all start earning the day they arrive. Waiting weeks for approval can mean losing the asset or the work.
How we can fund it
Property-secured
Property-secured loans suit big-ticket or unusual assets, such as older machinery, specialised gear or auction buys, where standard asset finance won't stretch.
Up to $5M · as little as 24 hrs · no financials
Cash-flow loan
For everyday equipment, asset finance or a fast cash-flow loan keeps it simple. Deposits and on-costs can be covered too.
From bank statements · as little as 2 hrs
What helps us move fastest
- Tax invoice or quote
- Seller details (dealer, auction or private)
- Asset age and condition
- Recent bank statements
A grain grower upgrading before harvest
A Wimmera farming business bought a used header two weeks before harvest. Equipment finance covered the machine, and a small cash-flow loan covered freight and the first service.
Frequently asked questions
Can I finance used or private-sale equipment?
Yes. We finance new and used equipment, including private and auction sales.
How fast can equipment finance be approved?
Straightforward approvals can come the same day. Having the invoice and seller details ready speeds it up.
Can I include installation and freight?
Often, yes, either within the finance or with a small cash-flow loan alongside it.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.

