Enquiring won't affect your credit score No cost to apply Helping Australian businesses since 2012
Business loans Melbourne, VIC

Business loans in Melbourne, no waiting around

Instant Business Finance funds Melbourne and Victorian businesses with caveat loans, second mortgages and property-secured loans up to $5 million in as little as 24 hours, and cash-flow loans in as little as 2 hours, with no financials for secured loans and bad credit considered.

Princes Bridge and the Melbourne skyline over the YarraVICfunded fast, fully online

Fast finance for Melbourne businesses

Melbourne's hospitality, manufacturing, construction and retail sectors keep us busy, from laneway cafés to fabricators in Dandenong and builders across the growth corridors. Caveat loans are especially popular with Victorian owners who need speed without refinancing their home loan.

Areas we fund

Two fast lanes for Melbourne owners

Own propertyNo property
Funds inAs little as 24 hoursAs little as 2 hours
Amount$20,000 to $5,000,000Sized to turnover
FinancialsNot neededBank statements only
Bad creditConsideredCase by case

Popular with Melbourne businesses

Frequently asked questions

Are caveat loans available in Victoria?

Yes. Caveat loans are commonly used in Victoria and can be funded in as little as 24 hours.

Can I get funded without visiting an office?

Yes. Everything is handled by phone and online.

Does it cost anything to apply?

No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.

Will checking my eligibility affect my credit score?

No. Our 60-second eligibility check doesn't make a credit enquiry. A credit check is only done later, with your consent, if you decide to proceed.

Instant Business Finance

The fastest road to funding starts here.

See if you qualify in 60 seconds. Funds in as little as 2 hours without property, or up to $5M in 24 hours secured by property. No cost to apply, and no credit score impact.

See if you qualify in 60s