Fast finance for Melbourne businesses
Melbourne's hospitality, manufacturing, construction and retail sectors keep us busy, from laneway cafés to fabricators in Dandenong and builders across the growth corridors. Caveat loans are especially popular with Victorian owners who need speed without refinancing their home loan.
Areas we fund
- CBD & inner suburbs
- South-east & Dandenong
- Western suburbs & Werribee
- Northern suburbs
- Eastern suburbs
- Geelong, Ballarat & Bendigo
- + all of VIC
Two fast lanes for Melbourne owners
| Own property | No property | |
|---|---|---|
| Funds in | As little as 24 hours | As little as 2 hours |
| Amount | $20,000 to $5,000,000 | Sized to turnover |
| Financials | Not needed | Bank statements only |
| Bad credit | Considered | Case by case |
Popular with Melbourne businesses
Pay an ATO or tax debtWith or without property
Consolidate business debtsWith or without property
Buy a businessWith or without property
Repair broken equipmentNo property needed
Fix a cash-flow gapWith or without property
Rescue a settlementProperty-securedFrequently asked questions
Are caveat loans available in Victoria?
Yes. Caveat loans are commonly used in Victoria and can be funded in as little as 24 hours.
Can I get funded without visiting an office?
Yes. Everything is handled by phone and online.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
Will checking my eligibility affect my credit score?
No. Our 60-second eligibility check doesn't make a credit enquiry. A credit check is only done later, with your consent, if you decide to proceed.

