Enquiring won't affect your credit score No cost to apply Helping Australian businesses since 2012
Business loans Sydney, NSW

Business loans in Sydney, funded fast

Instant Business Finance funds Sydney and NSW businesses fast: cash-flow loans in as little as 2 hours, and property-secured loans from $20,000 to $5 million against Sydney property in as little as 24 hours, with no financials and bad credit considered. Everything is handled by phone and online.

Sydney Opera House and city skyline at sunsetNSWfunded fast, fully online

Fast finance for Sydney businesses

From tradies in Penrith and Campbelltown to cafés in Surry Hills and importers in Botany, Sydney's businesses move fast, and so does Sydney property equity. Many of our NSW clients unlock the equity in homes and investment properties across Greater Sydney to fund growth, clear ATO debt or rescue settlements.

Areas we fund

Two fast lanes for Sydney owners

Own propertyNo property
Funds inAs little as 24 hoursAs little as 2 hours
Amount$20,000 to $5,000,000Sized to turnover
FinancialsNot neededBank statements only
Bad creditConsideredCase by case

Popular with Sydney businesses

Frequently asked questions

Do I need to visit an office in Sydney?

No. Everything is handled by phone, online and with electronic signing, and settlement is electronic through PEXA.

Do you lend against property anywhere in NSW?

We consider metro, regional and rural NSW property. Location affects how much we can lend.

Does it cost anything to apply?

No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.

Will checking my eligibility affect my credit score?

No. Our 60-second eligibility check doesn't make a credit enquiry. A credit check is only done later, with your consent, if you decide to proceed.

Instant Business Finance

The fastest road to funding starts here.

See if you qualify in 60 seconds. Funds in as little as 2 hours without property, or up to $5M in 24 hours secured by property. No cost to apply, and no credit score impact.

See if you qualify in 60s