Enquiring won't affect your credit score No cost to apply Helping Australian businesses since 2012
Builders, civil & developers

Construction finance, keep the site moving

Instant Business Finance funds builders, civil contractors, subcontractors and developers with fast loans for delayed progress claims, plant and equipment, mobilisation, ATO debt and settlement shortfalls. Property-secured loans reach $5 million in as little as 24 hours, and cash-flow loans can be funded in as little as 2 hours.

White ute on an Australian construction site with machinery2–24hto funds

Construction is lumpy: big costs, slow payments, tight margins and a lot of people depending on you. Banks often treat the sector as high risk and slow everything down. We move at site speed.

What construction & building use fast finance for

Best-fit loan types

Two fast lanes

  1. Check eligibility60 seconds online, with no credit score impact.
  2. We pick your fastest laneProperty-secured (up to $5M, no financials) or cash-flow (bank statements).
  3. Get a decisionUsually the same business day, with every cost in writing.
  4. Get fundedIn as little as 2 hours (cash-flow) or 24 hours (property-secured).

Frequently asked questions

Do you lend to construction companies?

Yes. Builders, subcontractors, civil contractors and developers are all core clients.

Can developers get finance to complete a project?

Yes, often through a private first mortgage over the site with capitalised interest.

Does it cost anything to apply?

No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.

Will checking my eligibility affect my credit score?

No. Our 60-second eligibility check doesn't make a credit enquiry. A credit check is only done later, with your consent, if you decide to proceed.

Instant Business Finance

The fastest road to funding starts here.

See if you qualify in 60 seconds. Funds in as little as 2 hours without property, or up to $5M in 24 hours secured by property. No cost to apply, and no credit score impact.

See if you qualify in 60s