Construction is lumpy: big costs, slow payments, tight margins and a lot of people depending on you. Banks often treat the sector as high risk and slow everything down. We move at site speed.
What construction & building use fast finance for
Cover delayed progress paymentsWith or without property
Fund a new contract or tenderWith or without property
Buy equipment or machineryNo property needed
Pay an ATO or tax debtWith or without property
Consolidate business debtsWith or without property
Rescue a settlementProperty-securedBest-fit loan types
Two fast lanes
- Check eligibility60 seconds online, with no credit score impact.
- We pick your fastest laneProperty-secured (up to $5M, no financials) or cash-flow (bank statements).
- Get a decisionUsually the same business day, with every cost in writing.
- Get fundedIn as little as 2 hours (cash-flow) or 24 hours (property-secured).
Frequently asked questions
Do you lend to construction companies?
Yes. Builders, subcontractors, civil contractors and developers are all core clients.
Can developers get finance to complete a project?
Yes, often through a private first mortgage over the site with capitalised interest.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
Will checking my eligibility affect my credit score?
No. Our 60-second eligibility check doesn't make a credit enquiry. A credit check is only done later, with your consent, if you decide to proceed.

