Why speed matters here
Growth eats cash. Bigger orders need more stock, a new site needs a fit-out, and new contracts need people before the first invoice. Many banks want to see the growth in your financials before they'll fund it. We fund it now.
How we can fund it
Property-secured
Property-secured loans suit big moves, such as new premises, acquisitions or major fit-outs, with interest-only or capitalised structures while the growth kicks in.
Up to $5M · as little as 24 hrs · no financials
Cash-flow loan
For stock, marketing and hires, a cash-flow loan or line of credit is quick and repaid from the extra revenue.
From bank statements · as little as 2 hrs
What helps us move fastest
- Your growth plan in a sentence or two
- Costs and timing
- Recent bank statements
- Property details (larger amounts)
A bakery opening its second store
An Adelaide bakery secured a lease on a second site with a tight fit-out window. A $290,000 second mortgage funded the fit-out, ovens and opening stock. The new store opened in seven weeks.
Frequently asked questions
Can I get a business loan for expansion?
Yes. Expansion is one of the best uses of business finance, because the loan funds more revenue.
Do I need a business plan?
Not a formal one. We'll ask what you're doing, what it costs and how it pays back.
Can new businesses get growth finance?
If you own property, yes. Cash-flow loans need 6+ months of trading.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
