Enquiring won't affect your credit score No cost to apply Helping Australian businesses since 2012
About Instant Business Finance

Helping Aussie businesses since 2012

More than a decade of funding Australian businesses fast, when the bank is too slow or says no.

Smiling Australian farmer in a wide-brimmed hat

Fast business finance, since 2012

Instant Business Finance started in 2012 with a simple frustration: good Australian businesses were losing contracts, staff and sometimes the business itself while waiting weeks for a bank to decide.

So we built a faster way. Property owners can borrow against their equity with no financials. Trading businesses can be funded from their bank statements. Both lanes run on hours, not weeks.

What we believe

  • Speed is a service. An answer today is worth more than a perfect answer next month.
  • Everyone deserves a fair look. Bad credit, ATO debt or a bank decline isn't the end of the conversation.
  • No surprises. Every cost in writing before you sign.
  • Real people. Call us and a lending specialist answers.

Who we help

Tradies, builders, transport operators, cafés, retailers, clinics, farmers, manufacturers and professional firms, across every state and territory.

IBF made the loan process very easy. Short and quick application and I had the money in my account the next day.
Daniel Beade
The quick turn around time really helped us get back on our feet.
Keean De SuzBMW Constructions, Sydney

Instant Business Finance is a trading name of Company Cash Pty Ltd · ABN 88 673 762 297

Instant Business Finance

The fastest road to funding starts here.

See if you qualify in 60 seconds. Funds in as little as 2 hours without property, or up to $5M in 24 hours secured by property. No cost to apply, and no credit score impact.

See if you qualify in 60s