Why speed matters here
Good businesses don't stay on the market. Vendors want certainty, and a buyer who can show funds quickly usually wins. Bank acquisition finance can take six to ten weeks and often falls over on the target's financials. A property-secured loan puts you in control of the timeline.
How we can fund it
Property-secured
Use equity in your home or investment property to fund the purchase price, stamp duty, stock at valuation or working capital. You can refinance to a bank once you've owned the business long enough to show your own numbers.
Up to $5M · as little as 24 hrs · no financials
Cash-flow loan
If you already run a business and are buying a competitor or bolting on a second site, your existing trading may support a cash-flow loan for part of the price.
From bank statements · as little as 2 hrs
What helps us move fastest
- Heads of agreement or contract of sale
- Settlement date
- Property details for security
- Your exit plan: bank refinance, vendor finance or cash flow
Buying out a business partner
Two Perth partners in a mechanical workshop agreed a $520,000 buyout when one decided to retire. The remaining owner used equity in his home. The loan settled in five days, and he refinanced to his bank a year later with a full year of his own figures.
Frequently asked questions
Can I get a loan to buy a business in Australia?
Yes. If you own property, a property-secured loan is often the fastest way, with no need to rely on the target business's financials.
Can I buy a franchise with a property-secured loan?
Yes. It's common for franchise buyers to use home equity for the franchise fee, fit-out and working capital.
What about stamp duty and stock?
We can include stamp duty, stock at valuation and working capital in the loan amount, subject to the security.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
