Straight answers on fast business finance
Plain-English answers to the questions Australian business owners ask us most.
What is a caveat loan and how does it work?
A caveat loan is a short-term business loan secured by lodging a caveat, a legal notice of interest, on the title of property you own.…
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Caveat loan vs second mortgage: which is better?
A caveat loan is usually faster, often funded within 24 hours, because it doesn't need your first lender's consent. A second mortgage is a…
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How fast can I get a business loan in Australia?
In Australia, the fastest business loans are cash-flow loans assessed on bank statements, which can be funded in as little as 2 hours.…
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Can I get a business loan with an ATO debt?
Yes. You can get a business loan with an ATO debt, and many businesses use one to clear it. Property-secured loans consider ATO debt and…
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Can I get a business loan with bad credit?
Yes. You can get a business loan with bad credit in Australia. The easiest route is a property-secured loan, where equity matters more than…
Read the guide →Does applying for a business loan affect my credit score?
Checking your eligibility with Instant Business Finance does not affect your credit score, because our 60-second check doesn't make a…
Read the guide →The fastest road to funding starts here.
See if you qualify in 60 seconds. Funds in as little as 2 hours without property, or up to $5M in 24 hours secured by property. No cost to apply, and no credit score impact.