Why speed matters here
Every week a new site sits unfinished is a week of rent without revenue. Fit-outs also run over budget, and a fast top-up stops a half-finished shop from stalling.
How we can fund it
Property-secured
Major fit-outs and base-build works suit property-secured loans, with capitalised interest available until you open.
Up to $5M · as little as 24 hrs · no financials
Cash-flow loan
Refreshes, new equipment and smaller renovations can be funded from your trading history in hours.
From bank statements · as little as 2 hrs
What helps us move fastest
- Builder's quote or fit-out budget
- Lease details
- Opening target date
- Property details (larger fit-outs)
A physio clinic fit-out that ran over
A Sydney physiotherapy clinic's fit-out ran $60,000 over budget three weeks before opening. A caveat loan over the owner's apartment topped up the budget, and the clinic opened on schedule.
Frequently asked questions
Can I finance a shop fit-out?
Yes. With property security or, for smaller amounts, with a cash-flow loan.
Can fit-out finance cover equipment too?
Yes. We can combine fit-out costs with equipment, stock and working capital.
Can interest be deferred until I open?
On property-secured loans, interest can often be capitalised.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
