Enquiring won't affect your credit score No cost to apply Helping Australian businesses since 2012
Fast business loans for new contracts & tenders

Won the contract? Mobilise now.

Contract finance covers the upfront costs of a new job, such as materials, staff, equipment and mobilisation, before the first payment arrives. Instant Business Finance funds contracts with cash-flow loans in hours, equipment finance, or property-secured loans up to $5 million in as little as 24 hours.

  • 2 hrs without property
  • 24 hrs with property
  • Up to $5M
  • No credit score impact to check
Excavator working on an earthmoving site60sto see if you qualify

Why speed matters here

Winning a bigger contract can squeeze your cash hardest in the first month. Proving you're funded also strengthens your tender. Many clients get their eligibility confirmed before they submit.

How we can fund it

Own property

Property-secured

Large mobilisations and multi-month projects suit property-secured loans with flexible repayments.

Up to $5M · as little as 24 hrs · no financials

No property

Cash-flow loan

Smaller contracts can be funded from your trading history, with invoice finance to follow as claims are issued.

From bank statements · as little as 2 hrs

What helps us move fastest

  • Contract or letter of award
  • Mobilisation budget
  • Payment terms
  • Recent bank statements
Example scenario

A landscaping firm winning a council tender

A Canberra landscaping business won a two-year council maintenance tender that needed two new trucks and six staff from day one. Equipment finance and a cash-flow loan covered mobilisation, and the business started on schedule.

AwardedFunded: 3 daysStarted: on time

Frequently asked questions

Can I get finance before the contract starts?

Yes. Many clients get approved as soon as the contract is awarded.

Can you help me show funding capacity for a tender?

We can confirm eligibility in principle, which some businesses include with their tender.

What if the contract pays monthly in arrears?

Invoice finance or a line of credit can smooth the gap for the life of the contract.

Does it cost anything to apply?

No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.

Instant Business Finance

The fastest road to funding starts here.

See if you qualify in 60 seconds. Funds in as little as 2 hours without property, or up to $5M in 24 hours secured by property. No cost to apply, and no credit score impact.

See if you qualify in 60s