On the land, timing is set by the season, not the bank. When the header needs replacing or inputs are due before harvest, you need an answer this week. We lend against rural property and understand seasonal income.
What farming & agriculture use fast finance for
Buy equipment or machineryNo property needed
Smooth seasonal cash flowNo property needed
Recover from flood, fire or stormWith or without property
Buy vehicles, utes & trucksNo property needed
Pay an ATO or tax debtWith or without property
Consolidate business debtsWith or without propertyBest-fit loan types
Equipment & asset financeProperty-secured business loansLow doc business loansBusiness line of creditCaveat loans
Two fast lanes
- Check eligibility60 seconds online, with no credit score impact.
- We pick your fastest laneProperty-secured (up to $5M, no financials) or cash-flow (bank statements).
- Get a decisionUsually the same business day, with every cost in writing.
- Get fundedIn as little as 2 hours (cash-flow) or 24 hours (property-secured).
Frequently asked questions
Do you lend against rural property?
Yes. Rural and farming land can be used as security, subject to location and value.
Can repayments be timed to harvest?
With property-secured loans, interest can often be capitalised and repaid from harvest proceeds.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
Will checking my eligibility affect my credit score?
No. Our 60-second eligibility check doesn't make a credit enquiry. A credit check is only done later, with your consent, if you decide to proceed.
