Enquiring won't affect your credit score No cost to apply Helping Australian businesses since 2012
Business loans Perth, WA

Business loans in Perth, on WA time

Instant Business Finance funds Perth and Western Australian businesses with private property-secured loans up to $5 million in as little as 24 hours and cash-flow loans in as little as 2 hours. Applications are handled by phone and online, so WA's time difference doesn't slow you down.

Perth city skyline from Kings ParkWAfunded fast, fully online

Fast finance for Perth businesses

Perth's resources services, construction, transport and trades sectors run on contracts and equipment, and they need finance that moves when the work does. We fund WA businesses from Joondalup to Rockingham and out to the regions.

Areas we fund

Two fast lanes for Perth owners

Own propertyNo property
Funds inAs little as 24 hoursAs little as 2 hours
Amount$20,000 to $5,000,000Sized to turnover
FinancialsNot neededBank statements only
Bad creditConsideredCase by case

Popular with Perth businesses

Frequently asked questions

Can you fund WA businesses the same day?

Yes. Cash-flow loans can be funded the same day. Apply early in WA's morning for the best chance.

Do you lend against WA property?

Yes. Metro and many regional WA properties are considered.

Does it cost anything to apply?

No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.

Will checking my eligibility affect my credit score?

No. Our 60-second eligibility check doesn't make a credit enquiry. A credit check is only done later, with your consent, if you decide to proceed.

Instant Business Finance

The fastest road to funding starts here.

See if you qualify in 60 seconds. Funds in as little as 2 hours without property, or up to $5M in 24 hours secured by property. No cost to apply, and no credit score impact.

See if you qualify in 60s