Why speed matters here
For tradies, transport and service businesses, the vehicle is the business. When a ute dies or a new contract needs another truck, every day without it costs money.
How we can fund it
Property-secured
Older, specialised or high-value vehicles that fall outside standard asset finance can be funded against property.
Up to $5M · as little as 24 hrs · no financials
Cash-flow loan
Most vehicles suit asset finance secured by the vehicle itself, with a small cash-flow loan for rego, insurance and fit-out if needed.
From bank statements · as little as 2 hrs
What helps us move fastest
- Vehicle details and invoice
- Seller type
- ABN and ID
- Recent bank statements
A plumber replacing a written-off ute
A Brisbane plumber's ute was written off with the insurance payout weeks away. He financed a used dual-cab with a fitted canopy the next day and was back on the tools by the weekend.
Frequently asked questions
Can I finance a used ute from a private seller?
Yes. We finance used vehicles from dealers, auctions and private sellers.
Can I finance a truck with bad credit?
Possibly. We look at your current trading and the asset. A bruised file isn't an automatic no.
Can I include the canopy or fit-out?
Often, yes.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
