Why speed matters here
Missing payroll damages trust overnight and can bring penalties and director liability for unpaid super. A fast loan buys time for your receivables to land without putting your team or your name at risk.
How we can fund it
Property-secured
For recurring or large payroll gaps, such as a construction business waiting on progress claims, a property-secured facility can carry you through a project.
Up to $5M · as little as 24 hrs · no financials
Cash-flow loan
A same-day cash-flow loan or line of credit is the usual fix, sized to your turnover and repaid over a short term.
From bank statements · as little as 2 hrs
What helps us move fastest
- Payroll amount and date
- Recent bank statements
- Expected receivables
- ABN and ID
A hospitality group short on a public-holiday payroll
A Melbourne hospitality group's penalty-rate payroll after the Grand Final long weekend landed before the card settlements cleared. A same-day cash-flow loan covered the $74,000 gap.
Frequently asked questions
Can I get a loan to pay wages?
Yes. Payroll is one of the most common reasons businesses use fast cash-flow loans.
Can I use a loan to pay super?
Yes. Paying super on time avoids the superannuation guarantee charge and protects directors.
How fast can the funds arrive?
Cash-flow loans can be funded in as little as 2 hours after approval.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
