Why speed matters here
Empty shelves in peak season are lost sales you never get back. Retailers, wholesalers and distributors often need to buy months before they sell. Fast stock finance means you order when your supplier is ready, not when your cash is.
How we can fund it
Property-secured
Very large or seasonal stock builds, such as importers buying a container of stock, can be funded against property at lower cost.
Up to $5M · as little as 24 hrs · no financials
Cash-flow loan
A cash-flow loan or line of credit is the natural fit, repaid as the stock sells.
From bank statements · as little as 2 hrs
What helps us move fastest
- Supplier invoice or order
- Expected sell-through period
- Recent bank statements
- Seasonal sales history
A surf retailer's pre-summer order
A Torquay surf shop needed $80,000 of wetsuits and boards ordered in August for summer. A line of credit funded the order, and it was repaid through December and January.
Frequently asked questions
Can I get a loan to buy stock?
Yes. Stock is a very common use for cash-flow loans and lines of credit.
Is a line of credit better for inventory?
If you buy stock repeatedly through the year, usually yes. You draw it, sell, repay and repeat.
Can you pay my supplier directly?
In many cases, yes.
Does it cost anything to apply?
No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.
