Enquiring won't affect your credit score No cost to apply Helping Australian businesses since 2012
Fast business loans for progress claim delays

Progress claim late? Keep the site moving.

When a head contractor or client pays a progress claim late, Instant Business Finance can fund the gap so trades, suppliers and wages are paid on time, with a cash-flow loan in as little as 2 hours or a property-secured loan up to $5 million in as little as 24 hours.

  • 2 hrs without property
  • 24 hrs with property
  • Up to $5M
  • No credit score impact to check
Builder in a red hard hat smiling on site60sto see if you qualify

Why speed matters here

Construction runs on progress claims, and one late payment ripples through every subbie on the job. A short bridge keeps your crew on site, your suppliers happy and your reputation intact.

How we can fund it

Own property

Property-secured

Property-secured loans suit larger claims and developers waiting on stage payments or sales, with capitalised interest available.

Up to $5M · as little as 24 hrs · no financials

No property

Cash-flow loan

Smaller gaps can be bridged with a cash-flow loan or invoice finance for ongoing work.

From bank statements · as little as 2 hrs

What helps us move fastest

  • The claim amount and the payer
  • Expected payment date
  • Recent bank statements
  • Property details (larger gaps)
Example scenario

A civil contractor waiting on a stage payment

A Queensland civil contractor's $220,000 stage payment slipped by 30 days, with plant hire and wages due. A short caveat loan bridged the gap and was repaid the day the payment landed.

Claim delayedFunded: next dayRepaid: on payment

Frequently asked questions

Can builders get fast business loans?

Yes. Construction and trade businesses are among our most common clients.

Is invoice finance an option for progress claims?

Sometimes, depending on the contract. We'll check whether it suits your claims.

Can developers borrow against the site?

Yes, often with capitalised interest until sales settle.

Does it cost anything to apply?

No. There's no cost to apply or check your eligibility. All costs are set out in writing in your loan offer before you sign anything.

Instant Business Finance

The fastest road to funding starts here.

See if you qualify in 60 seconds. Funds in as little as 2 hours without property, or up to $5M in 24 hours secured by property. No cost to apply, and no credit score impact.

See if you qualify in 60s